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5 Refinancing Mistakes to Avoid

5 Refinancing Mistakes to Avoid

Mortgage interest rates are the lowest they’ve been in years and perhaps you’re wondering if it’s time to refinance your loan. Lenders advertising their refinancing services make it sound as easy as filling out a form and paying less each month. While refinancing does...

Inspection Red Flags

Inspection Red Flags

Most homebuyers realize that they can’t expect a perfect home inspection report when buying a resale home. Cosmetic flaws and minor repairs are easily managed and shouldn’t be dealbreakers. That said, there are some issues that are more serious and should give the...

Tips for Homesellers

Tips for Homesellers

There is a lot of attention paid to first-time homebuyers. Most real estate agents and lenders have some kind of guide to help first-time homebuyers navigate their first home purchase, but what about the first-time seller? Selling your home for the first time can be...

Organize Your Pantry

Organize Your Pantry

The kitchen pantry is one of those areas that can quickly become a mess. Older cans and boxes keep getting pushed to the back and forgotten. How many of us have found cans of green beans dating back a decade or two during a spring cleaning? Or a box of crackers that...

What is Manual Underwriting?

What is Manual Underwriting?

Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments....

Downsizing Made Easy

Downsizing Made Easy

If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy – determining where to begin is much harder. The accumulation of...

Budgeting For Closing Costs

Budgeting For Closing Costs

Saving for a down payment in preparation for buying a new home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers...

Looking for a Mortgage? How to Protect Yourself from Identity Theft

Looking for a Mortgage? How to Protect Yourself from Identity Theft

Nothing is more stressful than shopping for a mortgage and realizing your credit score isn’t what you expected. Worse still is finding that your identity has been stolen and there are fraudulent accounts or activity on your report. Recovering from identity theft can...

Tight Sellers’ Market – Consider New Builds

Tight Sellers’ Market – Consider New Builds

Most of the country is experiencing a very tight real estate market. Inventory levels are historically low, perhaps owing to the concern of strangers traipsing through the home during this time. Additionally, because most people are staying home, they have been able...

Keeping Modern White Kitchens Clean

Keeping Modern White Kitchens Clean

Sleek, white kitchens are one of the most popular trends in interior design. Bright and cheery white tiles, sinks, cabinets, and even appliances are replacing the dark and heavy wood and granite of the past couple of decades. White or off-white makes kitchen spaces...

Working from home? Best home features

Working from home? Best home features

With many major employers now stating that their employees will be working from home for the foreseeable future, many homebuyers have adjusted their list of desirables in their next home. Some not only need to plan for a home office space, but also need to accommodate...

Keeping Up With Smart Homes

Keeping Up With Smart Homes

Keeping Up with Smart Homes It seems almost everything is connected these days. Want to check the temperature of your oven from outside? See how much milk you have in the refrigerator from the market? It’s possible! You can now control almost every aspect of your home...